Kirk Hutchings

Kirk Hutchings

Team Leader/Vice President   NMLS# 7593

orange star4.95 (87 Reviews)

5 stars

Kirk Hutchings is a trusted mortgage professional in Middletown, RI 02842

About Kirk

Kirk Hutchings has the unique distinction of being the third most tenured employee at Embrace Home Loans - he has been with the company for 38 years. For most of his career with Embrace, Kirk has been a Team Leader and Vice President, overseeing a team of 12 Loan Officers, originating, processin...

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See what other homeowners have to say about me
  • 5

    Working with Kirk was wonderful . Kirk is extremely knowledgeable and was able to address my questions and concerns. Throughout the process, Kirk worked to make my experience as effortless as possible. I look forward to working with him for my future mortgage needs.

  • 5

    Kirk is always willing to give advice and help as needed. He also is very patient and explains the process thoroughly.

  • 5

    Kirk is Who everyone should be regardless of thier occupation. His skills communication skills are elite level. Thank you for having him on your team!!

  • 4

    The communication was quite appropriate and very responsive ... always able to get the answers I needed right away .. also sent numerous emails etc.. keeping me aware of our progress and on track

  • 5

    Smooth process. Great communication

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Financial Institutions Group

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Frequently asked questions

You can get pre-approved online, over the phone, or in person at our Financial Institutions Group branch. We'll review your income, credit, and goals to provide a personalized letter to help strengthen your offer.

It depends on your budget, credit, and goals, but our local loan officers in Financial Institutions Group will walk you through the best options, from conventional loans to government-backed programs.

Yes! Our Financial Institutions Group branch is located at 25 Enterprise Center, Middletown, RI 02842 , and we serve homebuyers in the surrounding area. Stop by or schedule a meeting with a loan officer today.

Yes. Our team in Financial Institutions Group can help you explore low or no down payment options, including FHA, VA, and local assistance programs you may qualify for.

Embrace Home Loans is a trusted mortgage lender in Financial Institutions Group, RI. Our local team offers personalized guidance and a wide range of loan options to help you buy with confidence.

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