https://www.embracehomeloans.com/media/5qekz00d/tmiglino_bio72.jpg
https://www.embracehomeloans.com/location/delaware/wilmington/theresa-miglino
Senior Loan Officer NMLS# 453791
Theresa Miglino is a trusted mortgage professional in Wilmington, DE 19807
Theresa is a dedicated loan officer who helps clients navigate the process of purchasing or refinancing real estate, offering expert guidance and personalized service every step of the way. Whether working with first-time homebuyers, clients looking to refinance, or those exploring financing opt...
2025 Coastal Style
5 (5 stars)
Charles G. from Lincoln University, PA
Completed transaction in July 06, 2026
Great job!
5 (5 stars)
Brendan Cote .
Completed transaction in July 05, 2026
She was always quick to respond to emails and texts, even after working hours. She had a great attitude throughout the process, very calming for when we were nervous or confused. Made sure we were on top of everything and overall made a stressful, confusing situation much less so :) Incredibly supportive, and my wife Ashley loves her so that's all I need to say
5 (5 stars)
Brendan C. from Lincoln University, PA
Completed transaction in July 05, 2026
She was always quick to respond to emails and texts, even after working hours. She had a great attitude throughout the process, very calming for when we were nervous or confused. Made sure we were on top of everything and overall made a stressful, confusing situation much less so :) Incredibly supportive, and my wife Ashley loves her so that's all I need to say
5 (5 stars)
Linda F. from Landenberg, PA
Completed transaction in July 03, 2026
Theresa cares about every buyer as if they were family. Not only is she efficient and on top of every detail, but she is pleasant and always available for questions.Buyers are less stressed because they know she cares. Thank you Theresa! You are awesome!
5 (5 stars)
Melissa K. from Landenberg, PA
Completed transaction in July 03, 2026
Theresa guided me throughout the whole process making me feel confident and unafraid to ask questions. I felt that she really cared about my concerns and took time to educate me. Theresa was amazing to work with and I couldn't be more grateful for the support and this experience!
Get on My Rate-Watch List
I'll reach out personally when the numbers make sense for your situation.
Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Theresa Miglino can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Theresa Miglino at our Wilmington branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Wilmington and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Theresa Miglino is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Theresa Miglino will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Theresa Miglino will walk you through your options and help you find the right fit.
4.99 (70 Reviews)
