embrace new beginnings

Tim Higgins

Branch Manager

NMLS# 177057
e. THiggins@embracehomeloans.com t. 301-354-8252

Tim Higgins MD
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Tim Higgins has been a Maryland resident for over 37 years. He graduated from University of Maryland with a degree in Sociology in 1995. He currently lives in Maple Lawn, MD with his wife Emily and daughter Maya. Prior to joining Embrace Home Loans, Tim’s personal production exceeded $225 million in closed loans in his time with Mason Dixon Funding.

In Tim’s Own Words:
“I consider myself very fortunate to have served over 1,500 clients during the last 12 years as a mortgage professional. The biggest reason that I have been rated among the top producing loan professionals in my market is that I believe in giving my customers top notch service and advice. The secret to my success is really no secret at all; I believe in hard work, complete honesty, and a desire to do things the right way. When it comes to mortgage advice, my customers know that they can count on me to be responsive to their needs.”

Tim takes great pride in his ability to listen and appreciate others, motivate and inspire his team, coach and counsel his teammates, and communicate and evaluate situations. Over the years Tim has honed-in on a vision of what the perfect work environment looks and feels like:

“It starts with a high level of integrity, and an experienced and accessible leadership team. Accountability and support are key ingredients in building a strong work environment where teammates know they can depend on one another. A solid industry reputation is only achieved when we passionately care about the experience we deliver to our customers and our referral partners. Our branch delivers a high level of customer service, with state of the art technology and systems that allow us to handle a high level of volume, without sacrificing personal customer care. We are well educated on our industry and our market, and we leave lasting impressions on all of our customers.” Tim Higgins

Branch: Rockville , 800 King Farm Boulevard, Suite 210A, Rockville, MD 20850

Tim Higgins 5 5 4 4
Mr. Higgins was excellent I have used Mr. Higgins three times now. I have recommend him to all my friends and peers. It was a pleasure working with him October 29, 2011
Superb We are immensely pleased with the courtesy, promptness, and overall professionalism by the Embrace staff. October 28, 2011
Thsi was a great process!! Katie and Tim were a pleasure to work with adn made the process mocve along beautifully. October 28, 2011
I was very satisfied with Timothy. He has an exceptional staff. July 12, 2011
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About Embrace Home Loans

Advanced Financial Services (AFS) is now Embrace Home Loans. For over 28 years we've been helping people with their mortgage financing needs. We are licensed in 46 states nationwide helping tens of thousands of customers every year.
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