Tim Higgins

Tim joined Embrace Home Loans in December of 2009 and currently manages our Rockville branch. Prior to joining Embrace, Tim worked at Mason Dixon Funding for over 10 years as a Senior Loan Officer and Branch Manager. Tim has been a Maryland resident for over 40 years. He graduated from the University of Maryland with a degree in Sociology in 1995. He currently lives in Maple Lawn, MD with his wife Emily, and daughter Maya.

“I consider myself very fortunate to have served over 2,000 clients during the last 15 years of my career as a mortgage professional. The biggest reason that I have been rated among the top producing loan professionals in my market is that I believe in giving customers top notch service and advice. The secret to my success is really no secret at all; I believe in hard work, complete honesty, and a desire to do things the right way. When it comes to mortgage advice, my customers know that they can count on me to be responsive to their needs.”

Tim takes great pride in his ability to listen and appreciate others, motivate and inspire his team, coach and counsel his teammates. Over the years Tim has honed-in on the vision of what the perfect work environment looks and feels like: “It starts with a high level of integrity, and an experienced and accessible leadership team. Accountability and support are key ingredients in building a strong work environment where teammates know they can depend on one another. A solid industry reputation is only achieved when we passionately care about the experience we deliver to our customers and our referral partners. Our branch delivers a high level of customer service, with state of the art technology that allows us to handle a high level of volume, without sacrificing personal customer care. We are well educated on our industry and our market, and we leave lasting impressions on all of our customers.”