4.95 (515 Reviews)
About Chris
As a Producing Sales Manager in our Viera, FL location, Chris is responsible for originating loans, assisting homebuyers, and making dream homes come true.
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https://www.embracehomeloans.com/location/florida/viera/chris-wurtzbacher
Business Hours: 9:00 am - 5:00 pm Mon-Fri
Chris Wurtzbacher
Producing Sales Manager NMLS# 379645
Chris Wurtzbacher is a trusted mortgage professional in Viera, FL 32940
2023-2022
See what other homeowners have to say about me
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5.0 (5.0 stars)
Ian B. from Merritt Island, FL
Completed transaction in October 10, 2026
Chris was awesome to work with! He was recommend to us from a previous buyer who spoke very highly of him. Chris made sure to lay out all purchasing options in detail. Answered any and all questions promptly. Chris reccomended us to a great realtor. He gave sound advice when needed and overall made our home buying process as easy and enjoyable as possible. chris will be my first and only reccomendation to anyone looking to purchase a home.
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5.0 (5.0 stars)
Koby Miller .
Completed transaction in October 06, 2026
Chris was great to work with. Quick with communicating and very knowledgeable to be able to help with any question I had. He made the home buying process less stressful and genuinely wants to help you as much as he can.
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5.0 (5.0 stars)
Emily B. from Merritt Island, FL
Completed transaction in October 06, 2026
Always there to answer questions. We were new to the house buying experience and he made it so easy for us.
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5.0 (5.0 stars)
Koby M. from Rockledge, FL
Completed transaction in October 05, 2026
Chris was very helpful throughout my whole homebuying process. He was honest and kind which is what made me stick with him. He was even helping me with an optional assumable loan that fell through and then it hit me afterwards that Chris wouldn't benefit from that at all. He was just helping because that is who he is.
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5.0 (5.0 stars)
Lauren J. from Titusville, FL
Completed transaction in September 25, 2026
Chris was super personable and easy to work with. He always kept me updated on the process and did everything he could to help.
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Frequently asked questions
Yes. Chris Wurtzbacher can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Chris Wurtzbacher at our Viera branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Viera and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Chris Wurtzbacher is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Chris Wurtzbacher will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Chris Wurtzbacher will walk you through your options and help you find the right fit.
