https://www.embracehomeloans.com/media/gjad3pth/brozek_bio72.jpg
https://www.embracehomeloans.com/location/maryland/rockville/bill-rozek
Senior Loan Officer NMLS# 214260
Bill Rozek is a trusted mortgage professional in Rockville, MD 20850
Bill, who joined the Embrace team in December of 2009, brings over 20 years of experience in the mortgage industry. Instead of traditional marketing efforts, Bill has focused his business based on referrals. His personal focus on finding the right solution for his customer is why so many are rep...
2021,2020, 2016
4 (4 stars)
Jan A. from Rockville, MD
Completed transaction in February 27, 2026
From the day my credit was discussed with me I said I did not want to include my Citibank overdraft protection and my Macy's account yet neither were removed until the last step in your process. i was never told my loan would be sold until after closing. The mortgages I have had in the past were owned by large banks. It would have been helpful to known this information up front. Please let me know who will own my loan. I would have liked to research that company while I was in the decision making process.
5 (5 stars)
Oluseyi B. from Germantown, MD
Completed transaction in March 04, 2026
I had the pleasure of working with Bill Rozek(Embrace Home Loan) during my home loan process, and I couldn't be more pleased with the experience. From the very beginning, he was professional, knowledgeable, and extremely helpful. Bill took the time to walk me through every step of the process, explaining the details and answering all my questions with patience. What stood out the most was the clear communication and transparency—there were no surprises, and I always felt confident in the decisions we were making. he worked diligently to ensure that everything went smoothly, I felt supported throughout. He also introduced me to the Insurance broker and she was also very professional and helpful.. I highly recommend Bill Rozek of Embrace Home Loan to anyone looking for a trustworthy and reliable loan officer. Thanks again for making this such a positive experience.
5 (5 stars)
Pinelopi A. from Gaithersburg, MD
Completed transaction in February 28, 2026
Everything was done with care and professional way !! Thanks to you an your team !!!!!
5 (5 stars)
Richard Z. from Germantown, MD
Completed transaction in February 14, 2026
Bill communicated with us regularly as our loan went through the approval process. The portal made it easy to upload documents. Bill was also there with us during closing.
5 (5 stars)
Daniel C. from Bethany Beach, DE
Completed transaction in December 17, 2025
Bill Rozek was fantastic. He really knows how to find the correct product for what the customer is loofor.
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702 King Farm Boulevard,Ste 250
MD -120850 USRockville, MD 20850
Yes. Bill Rozek can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Bill Rozek at our Rockville branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Rockville and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Bill Rozek is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Bill Rozek will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Bill Rozek will walk you through your options and help you find the right fit.
4.86 (224 Reviews)
